If you are a Howard County home buyer, some of the most emotionally loaded words out there are “foreclosure”, “short sale” and “for sale by owner.” How do I know this? Because, in my 20 years of helping folks buy and sell homes here in Howard County, I have never seen buyers focus so much on these terms.

I wrote in a previous blog that “foreclosure” is often a misunderstood term. I also wrote that “foreclosures” may or may not, in fact, be the “best deal” on the market.  Sometimes they are, at other times they are not and can often be priced insanely high – higher than other, “normal” home sales.  (Search Howard County home bargains here).

In fact, it just occured to me that terms like “foreclosure” or “short sale” or “for sale by owner” are adjectives, yes, but they modify the type of seller that is involved, not the type of home. A non-foreclosure home in Howard County may well be a “better deal” than a foreclosure home. Then again, sometimes foreclosure homes are the better deals in Howard County.

So… without regard to the type of seller involved, I am again “in the hunt” for the “top bargains” currently for sale in Howard County.  Sometimes these will be homes that we, as Realtors®, are listing for our seller clients, but just as often they won’t be “our” listings but rather simply homes we’ve found on the Realtor® MRIS system.  (Totally Free MRIS Home Search Here).

Today’s “top bargain” is a single family home in Columbia for just $227,500 – which is $89,000 below its tax assessment value.  This split level home has three bedrooms, one full and one half bath.  This would appear to us to be one of the “better buys” in Howard County real estate at this time.

3br Columbia single family just $227,500!

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